The Oldroyd Insurance Agency Blog
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Business Owners Policy in Utah: When a BOP Makes Sense for Small Businesses
With over 350,000 small businesses operating across Utah today, local entrepreneurs are the undisputed backbone of our state's thriving economy. Starting and running a business takes immense dedication, long hours, and significant financial investment. However, it also involves assuming a considerable amount of risk.
Contractors Insurance in Utah: Essential Coverage for Construction Businesses
Construction is arguably the most dynamic sector of Utah's booming economy. With a rapidly growing population and constant infrastructure development, the building trades are thriving. Recent data shows that the state's construction sector employs over 141,000 professionals, making up roughly 9.5 percent of the workforce.
Workers' Compensation Insurance Quotes in Utah County: How Pricing Works
Owning a business in Utah County or Wasatch County brings incredible opportunities—and a unique set of responsibilities. Whether you run a construction firm in Provo, a retail shop in Heber City, or a tech startup in Lehi, managing overhead is always a top priority, and protecting your workforce is both a moral duty and a major expense.
Utah Workers' Compensation Requirements: What Employers Need to Know
Hiring your first employee is an exciting milestone for any growing business. Whether you are expanding a construction crew in Wasatch County or bringing on a full-time manager for your retail shop in Utah County, building a team fundamentally changes your operations—and triggers an immediate legal responsibility many new employers overlook.
Professional Liability Insurance in Utah: Who Needs Errors and Omissions Coverage?
Utah's small business economy is thriving. In fact, a 2026 small business growth report recently ranked Utah as the number one state for small business expansion. This growth is driven by a booming technology sector, specialized consulting firms, and dedicated service professionals across the Wasatch Front.
General Liability and Business Liability Insurance in Utah: What It Covers
Utah is home to a thriving, dynamic economy driven by the hard work and innovation of local entrepreneurs. With over 371,000 small businesses operating across the state, these enterprises represent more than 99 percent of all Utah businesses. However, as your company grows and expands its operations, your exposure to unexpected risks grows right alongside it.
Life Insurance in Utah County and Wasatch County: How to Compare Term and Permanent Coverage
Life is full of exciting milestones. Whether you are finalizing the purchase of a newly built home, expanding a local business, or welcoming a new child into your family, these moments represent the hard work you put into building a vibrant and secure future. However, as your responsibilities grow, so does the need to protect the people who depend on you.
Recreational Vehicle Insurance in Utah: Coverage for Motorcycles, ATVs, Boats, RVs, and Trailers
Utah is an absolute paradise for outdoor enthusiasts. From the endless red rock trails down south to the spectacular mountain passes in our own backyard, there is no shortage of places to explore. We boast over 80,000 miles of off-highway vehicle trails alone.
Medicare in Utah: A Practical Guide to Your Coverage Options
Turning 65 brings a wave of milestones, but perhaps none is as significant as becoming eligible for Medicare. For many, the arrival of that red, white, and blue card feels less like a celebration and more like an initiation into a maze of alphabet soup. With Parts A, B, C, and D to decipher and varying enrollment windows and penalty risks, it is incredibly common to feel overwhelmed.
Auto Insurance in Orem and Provo: How to Compare Coverage, Quotes, and Companies
Living in Utah County offers incredible access to the outdoors, beautiful neighborhoods, and a thriving community. However, navigating local roads comes with its own set of unique challenges. Whether you are commuting on I-15, tackling University Parkway at rush hour, or driving up Provo Canyon in a sudden snowstorm, the risks on the road are very real.