The Oldroyd Insurance Agency Blog

Boat and Watercraft Insurance in Heber City and Midway

The Wasatch Back is home to some of the most beautiful and popular boating destinations in the state. Whether you spend your weekends wake surfing on Jordanelle Reservoir, cruising the scenic waters of Deer Creek, or arriving before dawn to fish at Strawberry, time on the water is a cherished part of Utah life.

How to Compare Medicare Supplement Quotes in Utah

Turning 65 brings a lot of changes, and one of the most overwhelming transitions is navigating the world of Medicare. If you are approaching your 65th birthday, you have probably noticed a flood of postcards, brochures, and letters arriving in your mailbox daily, making it hard to sort through the noise.

Medicare Advantage Plans in Utah County: How to Compare Your Options

Entering the world of Medicare can often feel like learning a completely new language. Between the various parts, enrollment periods, and plan types, it is easy to become overwhelmed. Yet if you’re approaching age 65 or reevaluating your coverage, understanding your options becomes a crucial financial and health decision.

Do You Need Flood Insurance in Park City, Utah?

Living in a mountain town comes with incredible perks, from world-class skiing to breathtaking summer trails. But the very environment that makes the Wasatch Back so appealing also introduces unique weather challenges. Every spring, massive mountain snowmelt sends huge volumes of water rushing toward lower elevations.

Earthquake Insurance in Utah: Should Homeowners Add This Coverage?

Utah is famous for its stunning mountain ranges and world class outdoor recreation. However, the same tectonic forces that built our beautiful landscapes also created a significant underlying risk. The Wasatch Fault runs like a spine through our most populated corridors, creating constant potential for major seismic activity.

Renters Insurance in Provo and Springville: What It Covers and Why It Matters

When you sign a lease for an apartment, townhome, or rental house, one of the most critical steps to take before move-in day is securing the right insurance. Yet nearly 45% of U.S. renters do not carry any coverage, leaving millions exposed to catastrophic financial loss, wrongly assuming their landlord’s policy will step in.

Condo Insurance in Orem, Utah: What an HO-6 Policy Covers

Condominium living offers a fantastic blend of homeownership and convenience. Whether you are moving into a newly built development in Orem or buying a well established property near the foothills, owning a condo provides an excellent way to build equity without the heavy maintenance.

New Home Insurance in Spanish Fork: What Owners of Newly Built Homes Should Know

Buying a newly built home is a thrilling milestone. There is nothing quite like being the first person to cook in a pristine kitchen, enjoying the flawless drywall, and knowing your weekends will not be consumed by repairing decades-old plumbing. Spanish Fork has become a premier destination for families and professionals seeking this experience, with rapid growth, beautiful new subdivisions, and a vibrant community atmosphere.

Landlord Insurance in Utah County: How to Protect Your Rental Property

Utah County has seen remarkable growth over the last decade. From the booming tech corridor in Lehi to the steady demand for student housing in Provo and Orem, real estate here has become a popular path for building wealth. Many people become accidental landlords by keeping their starter home when they upgrade, while others buy duplexes and single-family rentals as long-term investments.

Commercial Auto Insurance in Utah: Coverage for Company Cars, Trucks, and Work Vans

If your business relies on vehicles to get the job done, your team is out on the road navigating one of the fastest growing states in the country. With rapid growth comes heavier traffic, longer commutes, and an increased risk of accidents. In 2025, Utah County alone still recorded over 10,000 total crashes.