The Oldroyd Insurance Agency Blog
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Finished Basement Insurance in Utah: Water Backup, Flood, and New-Home Decisions
A finished basement adds living space and new insurance questions. Learn how Utah homeowners can assess water backup, flood coverage, and rebuilding limits.
Homeowners Insurance in Utah County: How to Compare Coverage and Quotes
Buying a home is often the single largest investment a family makes. Along the Wasatch Front, that investment has grown substantially over the past several years. Whether you just moved into a brand-new subdivision in Lehi or Saratoga Springs or own an established property in Orem or Provo, protecting that asset should never come down to buying the fastest or cheapest policy you can find online.
Homeowners Insurance in Provo: How to Compare Coverage and Quotes
When you buy a home in Provo, you are not just investing in real estate. You are choosing a community framed by the Wasatch Range, vibrant neighborhoods, and a rapidly growing local economy. For most families, a home represents their single largest financial asset, yet many rely on the bare minimum coverage.
Auto Insurance Quotes in Utah County and Salt Lake City: How to Compare Rates and Coverage
Driving along the Wasatch Front comes with a unique set of daily challenges. Whether you are navigating the morning rush through the Point of the Mountain, heading up American Fork Canyon for a weekend hike, or merging onto I‑15 during a sudden winter squall, your time on the road exposes you to real risks.
Auto Insurance in Orem, Utah: How to Compare Quotes and Coverage
Anyone who drives through Orem knows that our local roads present a unique mix of everyday challenges. A typical morning might take you along State Street through endless stoplights, merge you onto a crowded Interstate 15, or send you navigating heavy student traffic near Utah Valley University. Add in winter storms that blow across Utah Lake and coat 800 North in black ice, and it becomes easy to see why reliable vehicle protection is essential.
Auto Insurance in Provo, Utah: How to Compare Quotes and Coverage
Driving through Provo means adapting to a fast-moving mix of conditions every single day. One morning you might be navigating heavy commuter traffic on I-15 or University Parkway, and by the weekend you could be heading up Provo Canyon through blowing snow toward Sundance or Heber Valley. With thousands of families, students, and commuters sharing the roadways, accidents happen quickly.
Workers' Compensation Insurance in Utah: How to Get Coverage for Your Business
Hiring your first employee is one of the most exciting milestones for any business owner. Whether you are expanding a trade business in Spanish Fork, opening a tech startup in Lehi, or launching a retail storefront in Provo, growing your team signifies that your hard work is paying off. Along with that growth, however, comes a new set of legal and financial responsibilities.
Independent Insurance Agency vs. Captive Agent in Spanish Fork, Utah
When you set out to insure your home, vehicles, or business in Spanish Fork, Utah, you quickly discover that you have dozens of local options. Spanish Fork has experienced remarkable growth over the past decade, transforming from a quiet agricultural community into a vibrant hub of new subdivisions and thriving small businesses.
What Does Umbrella Insurance Cover in Utah?
Picture this scenario. You are driving through Provo on a rainy afternoon, the car ahead stops suddenly, and you rear-end them, pushing their vehicle into oncoming traffic. Or you are hosting a summer barbecue at your newly built Spanish Fork home, and a guest sustains a severe, permanent injury after a fall near your patio.
RV, Motorhome, and Trailer Insurance in Utah County: What Coverage You Need
From the stunning red rock canyons of southern Utah to the pine-filled forests of the Uintas, our state is a premier destination for outdoor enthusiasts. Every year, countless families hit the open road in motorhomes, fifth wheels, and campers to experience the beauty of the region, but traveling with a home on wheels introduces unique risks.